A Life Insurance Retirement Plan (L.I.R.P.) is a tax-advantaged wealth-building strategy that uses an Indexed Universal Life (IUL) insurance policy to accumulate savings and provide income during retirement. Here's what makes it unique:
Funded with after-tax dollars
Builds tax-deferred cash value growth
Offers income tax-free withdrawals via policy loans
Delivers a tax-free death benefit to beneficiaries
Protects your principal from market downturns while offering growth linked to a stock index
It's not just life insurance—it's a long-term financial strategy with tax-smart benefits and legacy-building power.
A Life Insurance Retirement Plan (L.I.R.P.) is a tax-advantaged wealth-building strategy that uses an Indexed Universal Life (IUL) insurance policy to accumulate savings and provide income during retirement. Here's what makes it unique:
Funded with after-tax dollars
Builds tax-deferred cash value growth
Offers income tax-free withdrawals via policy loans
Delivers a tax-free death benefit to beneficiaries
Protects your principal from market downturns while offering growth linked to a stock index
It's not just life insurance—it's a long-term financial strategy with tax-smart benefits and legacy-building power.